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POV: "Nothing ever works out for me" & the Pitfalls of the Scarcity Money Mindset



As a Finance grad, I never thought about money fears. I thought that since I went to school and spent four years learning about the financial rules and the equations, I already knew it all. When I worked in Finance for the first three years post graduating, my performance was purely based on numbers beating numbers. I was a lucky. I did well even during the recession of 2008. 


In Finance, we looked at money solely from the perspective of the "rational mind" which meant that we were always comparing ourselves to others' performance according to benchmarks. This constant competition was a source of daily insecurity and anxiety. It is what our performance was based on. 


Don't let the complicated looking financial equations fool you. In actuality money is deeply emotional. If you think millionaires and billionaires are happier than you, think again. They simply have different problems than me and you. The sayings “money can’t buy happiness” or “money can’t buy love” exist for a reason. There is constant FOMO when it comes to money.


“This internal condition of scarcity, this mind-set of scarcity, lives at the very heart of our jealousies, our greed, our prejudice, and our arguments with life.” - Lynne Twist 


Just think of the Scrooge character. He has money but he had nothing else. Money growth is a mindset and your mindset defines your energy. If we constantly come from a place of lack, we are already in the throes of victimhood when it comes to money. Nothing will ever be enough. Ultimately if you focus on what you don't have instead of what you have, you will operate from a place of scarcity. 


Money is so much more than numbers in a bank account: money is energy - a current just like electricity. Hence money is a currency.


Money is how we exchange energy between each other. Money is the electricity that powers our social interactions. An exchange can carry a positive or negative charge depending on the energy it was infused with. 


  1. Are you thankful when you pay your bills or are you resentful? 

  2. Are you grateful for the family vacation, the much needed Spa day, the restaurant meal, the birthday gifts? 

  3. Or are you stressed about that credit card bill at the end of the month? 


What signals are you sending in the world when you interact with money. We attract what we focus on and the kind of energy we project. 

In order to attract positive money energy, we have to have a positive association with money.


  1. We have to be grateful for the money we receive and the money we spend. We have to infuse with a positive intention. We are privileged in so many ways, it's important to recognize that and be thankful for it.

  2. Giving is just as important as receiving - energy has to circulate or else it will stagnate.


So how does one become a money magnet? 


People like to give money to people they like. 


“When you feel like you’re playing, you’ve joined the right flow. If you haven’t, you need to keep looking, keep searching… People who are confident aren’t that way because they’re rich. They are rich because they are confident! You need to trust before you get money. All success is an outgrowth of confidence. And when we are able to trust the flow of money, both in and out of our lives, being confident comes naturally. People love to support someone who is passionate. Everywhere you go, passionate people are supported well. It is in our nature to want to support someone when we see they are working hard. ” - Ken Honda

Passion is positive energy and it attracts other positive energy. 

So next time you think about money, try to observe your internal talk track and become self-aware of your mindset. Are you infusing your money thoughts with gratitude and generosity or are you infusing them with a scarcity mindset?


I love busting money fears. One of my favorite 1-1 packages involve upgrading your money mindset by discovering your money archetype and then resetting all your beliefs about your worthiness around money so it can be aligned to a purpose you are passionate about. 


Book a 30min free consultation with me today and let's start 2025 on the right foot.


If not NOW, when?

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